This is one of the most important questions for Bitcoiners considering Horizon: what happens to the Bitcoin you buy with the unlocked equity?
The answer is simple: the Bitcoin you purchase is entirely yours
Horizon does not hold your bitcoin under any circumstances. It is never used as collateral, and Horizon has no claim on it. We do not participate in any upside from its appreciation.
Once you receive the cash from unlocking your home equity, you are free to use it however you choose. If you decide to purchase bitcoin, you retain full control over how it is stored. Whether you opt for self-custody, a multisig wallet, cold storage, or a secure transfer to another account, Horizon has no involvement.
The only asset our preferred provider has a stake in is a portion of your home’s future value. Your Bitcoin remains separate and secure, outside the structure of the equity agreement.
This is not a loan secured by your bitcoin. There are no margin calls, no liquidation risk, and no scenario in which your Bitcoin can be seized or forfeited.
If your goal is to hold Bitcoin over the long term, Horizon simply helps you unlock the capital to make that possible, without compromising your custody or exposure.
You maintain full ownership of both your home and your Bitcoin.