Horizon is a platform that enables you to access a portion of your home's equity - without monthly payments - and invest some of that equity in Bitcoin. You remain the homeowner with full property access, free from the burden of monthly obligations.
Most homeowners have been told there are only a few ways to access their home equity: a loan, a HELOC, or a reverse mortgage.
Horizon is none of those.
We built Horizon to serve a different purpose entirely. It is designed to help long-term bitcoin holders unlock their home equity without selling their house and without taking on more debt.
If you are a homeowner who believes in Bitcoin's long-term outperformance, Horizon was built for you.
Let’s walk through how it works, what it costs, the risks involved, and most importantly, what you get to keep.
What Horizon Isn’t
There are a lot of misconceptions around home equity financing, so let’s get those out of the way first. What our solution isn’t
It’s not a HELOC. There are no monthly payments. There is no interest rate. There is no fixed loan term. You are not taking on a revolving credit line or facing a balloon repayment schedule.
It’s not a loan. You are not borrowing money. There is no repayment amount based on principal and interest. Instead, our preferred provider shares in the future appreciation or depreciation of your home.
It’s not a reverse mortgage. There are no age requirements. You retain full ownership of your home. And unlike reverse mortgages, Horizon does not accrue debt over time.
Instead, we help you sell a share of your home’s future value in exchange for tax-free upfront cash today.
You can use that cash however you want, including to buy and hold more Bitcoin.
There are no interest charges. No recurring payments. No change in your home ownership. Just equity unlocked on your terms.
Horizon was built with one mission: to help long-term bitcoin holders access the wealth tied up in their homes without touching their cash reserves or selling assets they want to keep.